Collections & Debt Recovery

Turn overdue accounts into recovered revenue — automatically.

Omnichannel collection flows, negotiation automation and compliance for financial institutions.

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Portfolio Segmentation

Classify accounts by risk, aging and priority. Auto-assign to campaigns or human agents.

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Omnichannel Outreach

Contact debtors via WhatsApp, SMS, voice, email and RCS — the channel they actually respond to.

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Automated Negotiation

AI-assisted negotiation flows offer payment plans, discounts and settlements within policy rules.

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Recovery Analytics

Real-time dashboards for recovery rate, campaign ROI, agent performance and portfolio health.

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Compliance Controls

All interactions logged and auditable. LGPD/GDPR-compliant workflows with consent management.

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Core Banking Integration

Connect to CBS, CRMs and ERP via API for real-time account status and payment confirmation.

Ocendeck for Collections

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